We believe a comprehensive financial plan will allow us to give you the best advice possible regarding your present position and future goals. We do offer other services for more specialized or niche cases.

Business Planning

If you are a small business owner we are well versed in retirement benefits to you as the owner as well as your employees.
  • Business Investment Strategies
  • Executive/Employee Retirement Plans
  • Succession Planning
  • Funding Buy Sell Agreements, Key Person & Salary Continuation Plans   

Financial Planning

Financial Planning is the process of gathering data, evaluating your financial status, developing and presenting recommendations, implementing and then monitoring those recommendations. We utilize a cash flow based planning tool called eMoney Advisor. This tool uses income vs. expenses, to project out future retirement scenarios or other stated objectives.
  • Risk management-long term care, disability, and life insurance for individuals and business owners
  • Investments-fee based not commission
  • Retirement planning-income and plan distribution strategies
  • Tax planning-recommend solutions to reduce taxable income
  • Estate planning-recognize important estate issues and coordinate beneficiary designations and asset titling
  • Education funding

Philanthropic Planning

For those clients who are charitably inclined and interested in leaving a legacy through planned giving.
  • Private Foundation & Endowment Services
  • Charitable Lead/Charitable Remainder Trusts
  • Vision, planning, and stewardship

Wealth Management

Once you have accumulated your wealth protection and preservation are key components. Our strategies below help you conserve your hard work from taxes and unexpected life events, in an organized fashion.
  • Build & manage wealth in line with needs and objectives
  • Organize and solidify your control over financial affairs
  • Eliminate or substantially reduce income, excise, capital gains, gift, estate and generation skipping taxes
  • Risk Management – Life Insurance, Disability Insurance, Long Term Care Insurance
  • Asset Protection Strategies

Family/Estate Planning

The proper assets and documents are necessary when trying to plan for your family legacy. We work with attorneys to help you organize and implement that goal.
  • Legacy & Estate Planning
  • Refer Board Certified Attorneys to implement trusts
  • Revocable/Irrevocable trusts
  • Lead/Remainder/Dynasty trusts
  • Review checklist of necessary estate documents
  • Wills
  • Medical and Durable Powers of Attorney
  • Directive to Physicians

Asset Management – Investment Services

We strive to educate our clients through our investment process.
  • Personalized Portfolio Modeling
  • Screening & monitoring of independent investment managers
  • Fee based, not commissioned based

Move Forward

It all starts with taking the first step. We’ll help you do the rest.